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Fixed rate, trackers, variable rates, capped or collard. There are a minefield of mortgage out there, we can help advised on which one suits your needs best, saving you money and time on choosing the right mortgage.



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Many people make little or no provision for minimising the impact of the financial consequences of death or illness. For some, this may be because they believe that they cannot afford to do so, not really realising how cheap protection policies can be, especially if taken out young.


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Many pensions are invested in stocks and shares, the value of which changes over time. This means there is an element of risk involved. Although there is the potential for your pot to grow, it is also likely that it will sometimes not increase as much as expected.


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If a share is seen as good value, investors will try to buy it; as with all things, lack of supply will drive the price up, whilst lack of buyers will drive the price down. The company’s performance will also affect share price.



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Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of the investment can go down as well as up and you may not get back as much as you put in.

NOTE: All pension and investment products will be on a referral basis to another adviser within the Intrinsic Financial Services network.

Western Finance Limited is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Intrinsic Mortgage Planning Limited is entered on the FCA register under reference 440718.